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Petition Tag - insurance companies
Insurance agents are given dreams by the insurance companies. More than 95 % lose their agency before the expiry of the 5 years mandatory service as an agent. And there is no renewal commission for these 95%.
There is a simple strategy being adopted by the insurance companies of "Hire and Fire" and get business and make huge profits by not paying the renewal commission.
No one seems to take notice.
Is it justice??
Every year insurance companies routinely deny plan participants from receiving lifesaving treatments, medications, and procedures. We pay our monthly premiums, choose doctors based on plan coverage, meet deductibles, and complete all the paperwork insurance companies require. We do this believing that our insurance will be there in a crisis.
However, too often the one person who makes the decision at the insurance company disregards the medical evidence and denies us treatment. Please help us by coming together to stop insurance companies from putting profits ahead of people.
In recent years insurance companies have started excluding coverage of surgery for obese people, requardless of the illnesses that will be cured by having the surgery. I think anyone considered Morbidly Obese (BMI 40>) or Obese(BMI 35>) with comorbidities, should be allowed to have the surgery.
Recent research has shown that it is the only effective cure for obesity and the surgery will cure almost 99% of related illnesses. Insurance companies should not be allowed to exclude a surgery considered Medically Necessary. This is discrimination against Obese people.
Petition started September 2001 by a person who has a disabling condition, worked all her life, and was improperly denied long-term disability from her insurance company (AND employer), despite medical evidence to the contrary.
The reason for the denial? Because they "CAN". Claimants cannot sue, except in Federal Court after a long process overseen by the insurance company, and then only for the exact amt of the LTD. Insurance companies KNOW about the ERISA loophole and use it to their advantage. MILLIONS OF AMERICANS ARE AFFECTED BY THIS, as their LTD benefits are covered under ERISA.